change at the Bank's discretion. Fees and charges apply. The base annual number of days for interest calculation depends on the day count convention for the foreign currency in which the account is held. You can instruct us to submit an International Money Transfer with a request that all fees and charges applied by intermediary and receiving banks for their role in processing the payment be charged to you, rather than to the beneficiary. 3 For Low Fee credit cards, no annual fee in the first year and each year after that if you spend 1,000 or more on purchases or cash advances in the previous year. Exceptions apply, as signal binary option free we are unable to block cash advance transactions that are not sent to us for authorisation and these will attract interest from the date the transaction is made, until it is repaid.
For cash advances and balance enquiries made through a non-CommBank ATM in Australia, the ATM owner may charge you a fee, which will be disclosed at the time of the transaction. 7 Includes any funds transfers through NetBank, CommBank app, by calling 13 2221 and Australia Post. Things you should know 1 For Essentials credit cards, the annual fee is charged monthly at 5 per month, or 2 per month if you (i) set up automated monthly repayments (through our AutoPay) from a CommBank transaction account; and (ii) opt-in to receive statements. Things you should know 1 Subject to branch stock availability 2 If you choose to pay by credit card, your card issuer may charge you a cash advance fee which will be shown separately on your credit card statement. 10 CommBank American Express cards are no longer available for sale.
Important information 1 The card issue fee does not apply for full-time students of an educational institution located in Australia or who are undertaking an Australian apprenticeship, Commonwealth Bank Gold, Platinum or Diamond Credit Card customers or Platinum Debit Mastercard customers, if purchased at a Commonwealth. The international transaction fee would also apply. As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances. 5 For Student credit cards, no annual fee in the first year currency convert eur to aud and each year after that if you spend 1,000 or more on purchases or cash advances in the previous year. This option is only available for certain country and currency combinations. If you proceed with the transaction, the ATM owners fee will be debited to your account (in addition to any cash advance amount). Existing cards have been closed but some transactions may still occur. 6 Includes cash advances through a terminal at ASB Bank in New Zealand, CommBank in Indonesia and CommBank in Vietnam.